priligy venta

The purpose of this blog is to provide guidance for the credit analyst as well as improve the concentration of knowledge directly related to the analyst's role. The author, a seasoned credit analyst and underwriter, recognizes the importance of sharing knowledge to overcome challenges faced in identifying risks associated with a credit decision. Your feedback is welcome and integral to building an invaluable resource of information for the community.
Credit Analysis

Basic Loan Calculations-DSCR and LTV

The first post in this two part series covered calculating a loan payment. We continue our basic calculation series covering calculations of the Debt Service Coverage Ratio (DSCR)– a measure of borrower’s capacity to repay the loan and Loan to Value (LTV). DSCR Calculation The formula for the Debt Service Coverage Ratio (DSCR) or Debt...

Basic Credit Calculations-Loan Payment

This post will show you how to calculate a loan payment. You will want to know how to calculate periodic payments (monthly, quarterly, annual) using a financial calculator, Excel worksheet or pen and paper. By Hand (with the assistance of a calculator) We start with this method because the formula introduced here is the same...

Loan Structure

Borrower need, bank policy, market conditions and regulatory environment shape the loan structure. Loan structure consists of the rate, fee, amortization period, and maturity of the loan in addition to covenant requirements at origination and during the life of the loan. The bank makes a loan to a borrower and creates an earning asset on...
Content Protected Using Blog Protector By: PcDrome.